Rates Effective as of SEPTEMBER 1,2010

 *

100% Share Secured

      12 - 60 months 3.25%

Signature Loan

      36 months 9% TO 18.00% APR*

New Car 100% financed -- No Money Down

      72 months 11.00% APR*
      60 months 10.90% APR*
      48 months 10.40% APR*
      9.90% APR*  
      24 months   9.40% APR*

New Car 10% Down

      72 months 11.00% APR*
      9.40% APR*  
      8.90% APR*  
      8.40% APR*  
      24 months   7.90% APR*

New Car 20% Down

      72 months 11.00% APR*
      7.90% APR*  
      7.40% APR*  
      6.90% APR*  
      24 months   6.40% APR*

Used Cars - $30,000 Limit 5 model years from current year

      2008 36-48 months     9.40% APR*
      2007 36-48 months     10.40 % APR*
      2006 36-48 months   10.90% APR*
      2005 36-48 months   11.50% APR*